Self-employed
Trusted experts in self-employed lending.
Qubed Advisory combines accounting and mortgage broking expertise to help self-employed borrowers get home loans.
We know how to read your business financials and understand how different lenders assess them.
Our expertise means we can:
- Match you with the right lender
- Structure your loan for the best outcome
- Use home loan rates for business debt where possible
- Help improve your business cash flow through smart lending
We understand business profits change year to year, and we know which lenders will work best with your situation. As accountants and brokers, we speak both languages – making the loan process simpler for self-employed clients.
Whether you’re buying a home, investing, or refinancing, we help take the stress out of getting a loan when you’re self-employed.
Testimonials
Using a mortgage broker gives you access to multiple lenders and loan options without having to shop around yourself. We handle the paperwork, negotiate with lenders on your behalf, and find the best rates and terms for your situation. Best of all, our service typically comes at no cost to you.
A reverse mortgage lets homeowners aged 60+ borrow against their home’s value without making regular repayments. The loan and interest are repaid when you sell, move into aged care, or pass away. You keep ownership of your home and can stay there as long as you maintain it.
LVR (Loan to Value Ratio) is the amount you borrow compared to your property’s value, expressed as a percentage. Higher LVR means higher risk for lenders.
The First Home Loan Deposit Scheme (FHLDS) helps eligible first-home buyers purchase property with just a 5% deposit, with the government guaranteeing the remaining 15%.
