Home Loans

Your trusted partner for life’s big financial decisions.

Qubed Advisory’s finance division brings over 60 years of combined mortgage broking experience to every client relationship.

With access to more than 30 lenders, we find the right lending solutions across residential, commercial, superannuation fund, and asset finance needs.We support clients at every stage of their property journey – from first-home buyers taking their initial steps into the market, to investors building their portfolios, and homeowners looking to upsize or downsize. Our expertise extends to specialized areas like reverse mortgages, giving seniors more options in retirement.

Our strong relationships with lenders mean we can navigate complex lending scenarios and secure competitive terms for our clients. We manage the entire process from initial consultation through to settlement, ensuring a smooth experience.Whether you’re looking for a home loan, commercial finance, SMSF lending, or asset finance, our team works directly with banks and lenders to deliver the right solution for your specific situation.

Testimonials

A big thanks to Qubed Advisory for all of their help to refinance our home loan and for getting us on the best rate in these crazy times. Really appreciate all the back and forth from the team and the follow up to get this all done quicky. Very happy with the outcome.

Dale Kate

As a single parent on a sole trader income, it was difficult navigating the home loan journey after a marriage separation. However, Matthew and Tameka made the process simple from start to finish and achieved the result I needed. I was very happy with Tameka who was assigned to assist me. She was friendly, efficient, knowledgeable and very supportive and was a pleasure to work with. I highly recommend the team at Qubed Advisory!

Fior Lemke

Using a mortgage broker gives you access to multiple lenders and loan options without having to shop around yourself. We handle the paperwork, negotiate with lenders on your behalf, and find the best rates and terms for your situation. Best of all, our service typically comes at no cost to you.

A reverse mortgage lets homeowners aged 60+ borrow against their home’s value without making regular repayments. The loan and interest are repaid when you sell, move into aged care, or pass away. You keep ownership of your home and can stay there as long as you maintain it.

LVR (Loan to Value Ratio) is the amount you borrow compared to your property’s value, expressed as a percentage. Higher LVR means higher risk for lenders.

The First Home Loan Deposit Scheme (FHLDS) helps eligible first-home buyers purchase property with just a 5% deposit, with the government guaranteeing the remaining 15%.