Home Loans

Your trusted partner for life’s big financial decisions.

Qubed Advisory’s finance division brings over 60 years of combined mortgage broking experience to every client relationship.

With access to more than 30 lenders, we find the right lending solutions across residential, commercial, superannuation fund, and asset finance needs. We support clients at every stage of their property journey – from first-home buyers taking their initial steps into the market, to investors building their portfolios, and homeowners looking to upsize or downsize. Our expertise extends to specialised areas like reverse mortgages, giving seniors more options in retirement.

Our strong relationships with lenders mean we can navigate complex lending scenarios and secure competitive terms for our clients. We manage the entire process from initial consultation through to settlement, ensuring a smooth experience. Whether you’re looking for a home loan, commercial finance, SMSF lending, or asset finance, our team works directly with banks and lenders to deliver the right solution for your specific situation.

Testimonials

A big thanks to Qubed Advisory for all of their help to refinance our home loan and for getting us on the best rate in these crazy times. Really appreciate all the back and forth from the team and the follow up to get this all done quicky. Very happy with the outcome.

Dale Kate

As a single parent on a sole trader income, it was difficult navigating the home loan journey after a marriage separation. However, Matthew and Tameka made the process simple from start to finish and achieved the result I needed. I was very happy with Tameka who was assigned to assist me. She was friendly, efficient, knowledgeable and very supportive and was a pleasure to work with. I highly recommend the team at Qubed Advisory!

Fior Lemke

Working with Tameka has been a great experience from start to finish. She’s a superstar! Both her and Matthew were professional from the very start and went above and beyond to make the process smooth and stress-free. Every step was clearly explained, and they took the time to answer all of my questions with patience and care. Their knowledge of the mortgage process gave me confidence – I always felt supported and well-informed. Would highly recommend Qubed!

Carolyn Gannell

Buying a home is a huge milestone, and I’m incredibly grateful to the team at Qubed Advisory for their ongoing support, patience, and guidance throughout. Even when things felt stressful, I always felt like I had a team I could genuinely trust in my corner. Your professionalism and care made all the difference, and I truly felt supported every step of the way. Thank you.

Taylor Stoitsis

I recently had the pleasure of working with Tameka Gray, the Client Relations Manager, during my mortgage refinancing process, and I cannot speak highly enough of her. Her knowledge, expertise, and attention to detail were nothing short of perfection. Tameka demonstrated genuine care for her clients, consistently going above and beyond to ensure I got the best possible outcome.

Throughout the process, she was patient, responsive, and made what could have been a stressful experience feel seamless. It’s clear that Tameka is passionate about helping her clients and truly has their best interests at heart. I wholeheartedly recommend her to anyone in need of assistance with mortgage refinancing or other financial services.

Stephanie Allen

Thank you Tameka, we greatly appreciate your professionalism throughout our home loan journey. Your friendly & warm nature made us feel supported throughout the process to ensure it all ran seamlessly. Highly recommend.

Haylee Carey

As a single parent on a sole trader income, it was difficult navigating the home loan journey after a marriage separation. However Matthew and Tameka made the process simple from start to finish and achieved the result I needed. I was very happy with Tameka who was assigned to assist me. She was friendly, efficient, knowledgeable and very supportive and was a pleasure to work with. I highly recommend the team at Qubed Advisory!

Fior Galderisi

Tameka is the best! She helped me and my wife out with refinancing our mortgage . She pushed the banks with getting the best rate and getting the loan approved as quickly as possible even with set backs. Best broker I’ve had to deal with.

Justin Watkins

Tameka has been supporting us for a number of years now and we have always found it to be a great and positive experience. Thank you Tameka and the Qubed team. Highly recommend.

Bill Love

Tameka was terrific to deal with. She was always by the phone whenever I needed her and kept me informed throughout the whole mortgage process, start to finish. Highly recommend!

Pat Devlin

The team at Qubed made the process of getting a loan and buying a house so stress free. My partner and I couldn’t be happier with how professional and reliable they were. Thank you so much for your support and great work!

Lauren Marshman

Matthew consulted us with professionalism and dignity. Highly recommended!

Khoa Nguyen

I’ve found Matt to be a knowledgeable and sophisticated advisor, as well as a great person to deal with. Would highly recommend.

Alex Nicol

Michael and his team were helpful, efficient and reassuring in my (very long) journey to buying my first home.

Hillary Martin

Matt and the team at Qubed Advisory are knowledgeable, professional and patient. They provided us a great outcome on our request. Highly recommend them!

Jason Mac

Using a mortgage broker gives you access to multiple lenders and loan options without having to shop around yourself. We handle the paperwork, negotiate with lenders on your behalf, and find the best rates and terms for your situation. Best of all, our service typically comes at no cost to you.

A reverse mortgage lets homeowners aged 60+ borrow against their home’s value without making regular repayments. The loan and interest are repaid when you sell, move into aged care, or pass away. You keep ownership of your home and can stay there as long as you maintain it.

LVR (Loan to Value Ratio) is the amount you borrow compared to your property’s value, expressed as a percentage. Higher LVR means higher risk for lenders.

The First Home Loan Deposit Scheme (FHLDS) helps eligible first-home buyers purchase property with just a 5% deposit, with the government guaranteeing the remaining 15%.