First Home Buyers
Your trusted partner for life’s big financial decisions.
Navigating the property market as a first-time buyer? Qubed’s expert mortgage brokers are here to help with tailored finance solutions that match your unique needs.
We specialise in maximising your access to government assistance programs, including the First Home Guarantee through Housing Australia. This valuable scheme allows eligible first home buyers to purchase property with as little as 5% deposit, without paying lender’s mortgage insurance.
Our brokers will guide you through all available options, including state-based First Home Owner Grants, stamp duty concessions, and regional incentives that could substantially reduce your upfront costs.
Beyond just finding competitive interest rates, we provide clear, jargon-free advice throughout your entire home buying journey. We’ll explain deposit requirements, lender policies, and help you navigate the application process with confidence.
Contact us today to discover how we can turn your homeownership dreams into reality.
Testimonials
Using a mortgage broker gives you access to multiple lenders and loan options without having to shop around yourself. We handle the paperwork, negotiate with lenders on your behalf, and find the best rates and terms for your situation. Best of all, our service typically comes at no cost to you.
A reverse mortgage lets homeowners aged 60+ borrow against their home’s value without making regular repayments. The loan and interest are repaid when you sell, move into aged care, or pass away. You keep ownership of your home and can stay there as long as you maintain it.
LVR (Loan to Value Ratio) is the amount you borrow compared to your property’s value, expressed as a percentage. Higher LVR means higher risk for lenders.
The First Home Loan Deposit Scheme (FHLDS) helps eligible first-home buyers purchase property with just a 5% deposit, with the government guaranteeing the remaining 15%.
