Self-managed Super Funds
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Qubed Advisory provides specialist Self Managed Superannuation Fund (SMSF) services as part of our comprehensive wealth creation approach.
Our dedicated internal team specializes in SMSF financial statements and tax returns, ensuring your fund meets all compliance requirements.
We help clients maximize their superannuation opportunities through:
- Preparation of SMSF financial statements
- Annual tax return lodgment
- Strategic contribution planning
- Tax planning optimization
- Compliance monitoring and reporting
- Coordination with SMSF auditors
We maintain strong relationships with trusted licensed financial planning firms who can provide investment advice for your fund. This collaborative approach ensures your SMSF strategy aligns with your broader wealth creation goals.
Our team stays current with superannuation legislation and compliance requirements, providing you peace of mind that your SMSF is properly managed. We work closely with your chosen SMSF auditor to ensure smooth audit completion and ongoing fund compliance.
Testimonials
An SMSF might be right for you if you have a super balance over $200,000, want direct control over your investments, and are prepared to actively manage your retirement strategy. It’s particularly suitable if you’re interested in investing in direct property, specific shares, or running a business property through your super. However, you’ll need the time and knowledge to make investment decisions, or be willing to seek professional advice.
Pros include greater control over investment choices, potential tax advantages, ability to invest in business property, and flexibility in estate planning. You can also reduce costs with larger balances and pool funds with family members. However, SMSFs require significant time commitment, come with trustee responsibilities, and have ongoing compliance costs. Investment decisions and administrative duties can be complex, and trustees are legally responsible for the fund’s compliance.
Key requirements include annual independent audits, lodging SMSF annual returns, maintaining accurate records of all transactions, and keeping minutes of investment decisions. You must keep your fund’s assets separate from personal assets, invest according to your fund’s investment strategy, and meet sole purpose test requirements. Regular valuation of assets, member reporting, and contribution caps compliance are also essential. Our team can help manage these obligations and ensure your fund remains compliant.
